1. General Information

This document is a general draft template provided for informational structuring purposes. It does not constitute legal advice and has not been reviewed for compliance with any specific jurisdiction's laws. Merqavelyn recommends that this document be reviewed and adapted by a qualified legal professional before being relied upon as a binding agreement.

2. Nature of Services

Merqavelyn provides AI-powered data analysis and decision-support tools intended to assist private investors with risk management and portfolio-related decision-making. The services described on this website are informational and analytical in nature and do not constitute financial advice, investment advice, brokerage services, or a recommendation to buy, sell, or hold any financial instrument.

Nothing on this website should be construed as a guarantee of performance, return, or outcome. All investment activity carries risk, including the potential loss of principal, and decisions made using any tools, insights, or materials referenced on this site remain the sole responsibility of the user.

3. Eligibility

By using this website or engaging with Merqavelyn, you represent that you have the legal capacity to enter into a binding agreement and that you are using the services for lawful purposes only. The services are intended for private individuals acting in a personal investment capacity unless otherwise agreed in writing.

4. Use of the Website

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of this site by, any third party. Prohibited behaviour includes, without limitation:

• Attempting to gain unauthorised access to any part of the website or its underlying systems.
• Introducing viruses, malware, or other harmful material.
• Scraping, copying, or redistributing content without prior written consent.
• Using the website to transmit unsolicited or unauthorised advertising or promotional material.

5. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Merqavelyn or its licensors and is protected by applicable intellectual property laws, unless otherwise stated. No part of this website may be reproduced, distributed, or transmitted in any form without prior written permission, except as permitted for personal, non-commercial use.

6. No Guarantee of Accuracy

While Merqavelyn endeavours to keep information on this website accurate and up to date, no representation or warranty, express or implied, is made regarding the completeness, accuracy, reliability, suitability, or availability of the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance placed on such information is strictly at your own risk.

7. Limitation of Liability

To the fullest extent permitted by applicable law, Merqavelyn, its officers, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of, or inability to use, this website or any services referenced herein, including but not limited to losses arising from investment decisions made in reliance on any materials provided.

8. Third-Party Links

This website may contain links to third-party websites or resources. Merqavelyn has no control over the content, privacy policies, or practices of any third-party sites and accepts no responsibility for them. Inclusion of any link does not imply endorsement by Merqavelyn.

9. Client Engagement and Consultations

Where a consultation, demonstration, or engagement is booked through this website, additional terms specific to that engagement may apply and will be communicated separately. Booking a consultation does not, in itself, create a binding service agreement unless expressly confirmed in writing by both parties.

10. Termination

Merqavelyn reserves the right to suspend or terminate access to this website, or any part of it, at its sole discretion and without prior notice, where there is reasonable belief that these Terms have been violated.

11. Changes to These Terms

Merqavelyn may update these Terms from time to time to reflect changes in our services, legal requirements, or operational practices. The updated version will be posted on this page. Continued use of the website following any changes constitutes acceptance of the revised Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable to the jurisdiction in which Merqavelyn is established, without regard to conflict of law principles. This section should be confirmed and finalised with appropriate legal guidance prior to publication.

13. Contact

Questions regarding these Terms and Conditions can be directed through the contact channels listed on our Contact page.

This page was last updated for general template purposes and should be reviewed periodically to ensure it remains accurate and current.