Your Questions, Answered

Merqavelyn uses AI-powered data analysis to support investment decision-making for private investors. Rather than actively managing portfolios on a discretionary basis, we provide structured, data-driven insights and risk-management frameworks that help clients make informed decisions aligned with their own objectives.

Traditional wealth management typically relies on an advisor actively buying and selling positions on your behalf. Our approach is built around analytical tools and systematic risk controls, giving investors clearer visibility into the reasoning behind recommendations without handing over full discretionary control of their capital.

Our models process large volumes of market and portfolio data to identify patterns, assess risk exposure, and flag potential adjustments. This analysis is used to inform recommendations, but it operates within defined parameters and is reviewed as part of our broader methodology rather than acting as a fully automated trading system.

We work with private investors who want robust risk management and analytical rigour behind their investment decisions, but who prefer not to engage in day-to-day active trading themselves. This generally suits individuals who are comfortable with a structured, longer-term approach to their capital.

No. Merqavelyn focuses on data analysis and decision-optimisation rather than discretionary portfolio management. Decisions about implementing any recommendation ultimately remain with you, supported by the analysis and tools we provide.

Risk management is central to our methodology. We apply defined risk tiers and monitoring processes designed to help investors understand their exposure at any given time. The specific balance between risk and potential return depends on the strategy tier an investor selects, as outlined during an initial consultation.

Fee structures depend on the scope of service and the strategy tier involved. We discuss all applicable costs transparently during the consultation process before any commitment is made, so you have a clear picture before proceeding.

Minimum requirements can vary depending on the strategy and service level under consideration. The best way to understand what applies to your situation is to book a consultation, where we can walk through the options relevant to you.

The process begins with a consultation where we discuss your objectives, risk tolerance, and current circumstances. From there, we outline which of our approaches may be appropriate and what the onboarding process would involve.

We take data handling seriously and apply reasonable administrative and technical safeguards to protect client information. Further detail on how data is collected, used, and protected is available in our Privacy Policy.

Review frequency depends on the strategy tier and the nature of the underlying analysis. Some approaches involve more frequent monitoring than others. This is discussed in detail during onboarding so expectations are clear from the outset.

Absolutely. We encourage every prospective client to book a consultation first. There is no obligation at that stage — it's an opportunity for us to understand your goals and for you to ask any questions about how Merqavelyn works.